Paid Communities & Digital Access (USD) 5.7% + $0.30 Merchant of Record (Tax Included)

Whop Seller Fee Calculator

Calculate exact Whop deductions in USD, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.

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[+] whop-checkout.window [*]

Transaction amount (USD)

Calculation mode

Monthly transactions

Cross-border card +1.5% Currency conversion +1%

Net payout kept

$94.00

Kept: 94.0% Fee: 6.0%

Gross charge $100.00

Whop deduction -$6.00

Effective fee rate 6.00%

12-month fee total (50 orders/mo)

$3,600.00/year

Ideal merchant profile

Discord communities, trading/cohort memberships, and software license gating. Typical settlement window: 1–3 business days via Stripe/ach.

Fee schedule watchout

Whop charges 2.7%–3% platform fee plus underlying card processing (~2.9% + $0.30), still less than half of Gumroad Direct.

Whop (Global) payout & reverse-invoice schedule

Pre-calculated USD payouts comparing domestic cards (5.7% + $0.30) against cross-border FX payments (8.20% + $0.30).

[+] payout-schedule.usd.table [*]

Sale Amount	Domestic Fee	Domestic Net	Cross-Border + FX Fee	Invoice to Net Exact
$25	-$1.73 (6.9%)	$23.27	-$2.35 (9.4%)	$26.83
$100	-$6.00 (6%)	$94.00	-$8.50 (8.5%)	$106.36
$500	-$28.80 (5.76%)	$471.20	-$41.30 (8.26%)	$530.54
$2,500	-$142.80 (5.71%)	$2357.20	-$205.30 (8.21%)	$2651.43
$10,000	-$570.30 (5.7%)	$9429.70	-$820.30 (8.2%)	$10604.77

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Common questions: Whop (Paid Communities & Digital Access)

How much does Whop take from $100 in Paid Communities & Digital Access?

On a domestic $100 USD transaction, Whop deducts $6.00 (5.7% + $0.30), leaving $94.00 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach $8.50 (8.5%).

How much should I invoice to receive $100 after Whop fees?

To net an exact $100.00 after domestic Whop processing fees, charge $106.36. On cross-border FX transactions, charge $109.26.

Does Whop handle VAT, GST, and US sales tax automatically?

Yes. Whop operates as a Merchant of Record, meaning global VAT, GST, and US state sales tax collection and filing are bundled into its 5.7% + $0.30 fee.

Why are Whop effective fees higher on $10 micro-orders?

Because the fixed $0.30 per-charge fee applies regardless of cart size. On a $10 order, Whop takes $0.87, resulting in a 8.7% effective deduction.