Payment processing & MoR calculators

US SaaS subscriptions, custom checkouts, and marketplace payouts

High-trust consumer checkout where buyers prefer PayPal Wallet or Pay Later

Omnichannel US merchants combining POS in-person (2.6% + $0.10) with online checkout

Agencies, SaaS B2B annual contracts, and freelancers replacing PayPal invoices

UK companies charging British consumer Visa and Mastercard cards

UK retail shops and freelance client invoicing

UK cafes, pop-ups, and hybrid online-offline retailers

UK agencies billing US and EU clients without 3%–4% bank FX spreads

EU businesses accepting standard EEA consumer cards and SEPA payments

European e-commerce stores selling in Germany, France, Spain, and Netherlands

European consultants and B2B software companies collecting USD and GBP invoices

Australian domestic e-commerce and SaaS billing in AUD

Australian online retailers offering PayPal Pay in 4

Australian service providers wanting flat 2.2% online invoicing with zero fixed cent fee

Australian exporters, remote contractors, and SaaS teams receiving USD payouts

Canadian merchants selling across North America

Canadian freelancers and e-commerce merchants billing US & CA clients

Canadian service businesses and local shops using Square POS + Online

Founders selling globally to buyers outside their home banking country

Agencies and remote contractors accepting global client invoices

Indie SaaS, Notion/Figma templates, WordPress plugins, and digital downloads

Non-US solo founders who cannot open a US LLC but need global VAT/GST handled automatically

Micro-SaaS subscriptions needing dunning, trials, license keys, and global sales tax included

B2B and B2C SaaS companies scaling across US, EU, and UK without extra cross-border card surcharges

SaaS teams above $25,000 MRR negotiating custom Merchant of Record rates

Apps testing $5–$9/month plans where fixed $0.50 fees eat 10%–15% of revenue

First-time digital product launches before migrating steady volume to lower-fee checkouts

Creators opting into Gumroad marketplace promotion for incremental customer discovery

Illustrators, writers, and indie devs taking tips, commissions, and shop sales

Whop Seller Fee Calculator

Paid Communities & Digital Access (USD)

Discord communities, trading/cohort memberships, and software license gating