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Payment Fees ↗ 12-month cost audit

Stripe UK vs PayPal UK Fee Calculator

UK domestic cards cost just 1.5% + £0.20 on Stripe UK versus 2.9% + £0.30 on PayPal UK—nearly cutting fees in half.

[+] stripe-uk-vs-paypal-uk.diff [*]

Stripe UK

Lower cost

$376.80/mo

$4,522/year estimated fees

1.5% + £0.20 base — UK companies charging British consumer Visa and Mastercard cards

PayPal Business UK

$644.00/mo

$7,728/year estimated fees

2.9% + £0.30 base — UK retail shops and freelance client invoicing

12-month difference

Stripe UK saves you $3,206 per year at this volume.

Common questions

Is Stripe UK cheaper than PayPal Business UK?

Under our baseline scenario, Stripe UK costs $376.80/month while PayPal Business UK costs $644.00/month—making Stripe UK cheaper by $3206 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Stripe UK vs PayPal Business UK winner?

UK domestic cards cost just 1.5% + £0.20 on Stripe UK versus 2.9% + £0.30 on PayPal UK—nearly cutting fees in half.

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