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Payment Fees ↗ 12-month cost audit

Stripe vs Paddle SaaS Fee Comparison

See how much margin you trade for Paddle handling EU VAT, UK VAT, and US state sales tax filings automatically.

[+] stripe-vs-paddle.diff [*]

Stripe

Lower cost

$522.15/mo

$6,266/year estimated fees

2.9% + $0.30 base — US SaaS subscriptions, custom checkouts, and marketplace payouts

Paddle Billing

$667.50/mo

$8,010/year estimated fees

5% + $0.50 base — B2B and B2C SaaS companies scaling across US, EU, and UK without extra cross-border card surcharges

12-month difference

Stripe saves you $1,744 per year at this volume.

Common questions

Is Stripe cheaper than Paddle Billing?

Under our baseline scenario, Stripe costs $522.15/month while Paddle Billing costs $667.50/month—making Stripe cheaper by $1744 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Stripe vs Paddle Billing winner?

See how much margin you trade for Paddle handling EU VAT, UK VAT, and US state sales tax filings automatically.

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