saascosthub
methodology.doc
compare.engine • 48 head-to-head audits

Side-by-side software & payment fee comparisons

Choose any head-to-head matchup below to model 12-month fee differences using your own order volume, international card share, or subscriber count.

Payment gateways & Merchants of Record

18 matchups
[+] stripe-vs-paypal.cmp [*]
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Stripe vs PayPal Fee Calculator

Compare US domestic card rates, PayPal Wallet 3.49% checkout fees, and international FX markups side by side.

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Lemon Squeezy vs Paddle Fee Calculator

Both advertise 5% + $0.50, but Lemon Squeezy adds +1.5% on international cards and +0.5% on subscriptions while Paddle stays flat.

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Stripe vs Lemon Squeezy Cost Calculator

Compare raw Stripe 2.9% + $0.30 (+ Stripe Tax 0.5% + Billing 0.7%) against Lemon Squeezy all-in Merchant of Record tax handling.

[+] stripe-vs-paddle.cmp [*]
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Stripe vs Paddle SaaS Fee Comparison

See how much margin you trade for Paddle handling EU VAT, UK VAT, and US state sales tax filings automatically.

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PayPal vs Wise Business Fee Calculator

Calculate exact savings when moving international client invoices from PayPal (4.99% + 4% FX) to Wise local bank details.

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Stripe vs Square Fee Calculator

Compare online e-commerce card fees, invoicing surcharges, and international card acceptance between Stripe and Square.

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Gumroad vs Lemon Squeezy Fee Calculator

Calculate how much revenue you recover each year by moving digital products off Gumroad (~12.9% + $0.80) to Lemon Squeezy (5% + $0.50).

[+] paddle-vs-gumroad.cmp [*]
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Paddle vs Gumroad Fee Calculator

Both act as Merchant of Record for global VAT, yet Gumroad takes more than double the cut on every checkout.

[+] whop-vs-gumroad.cmp [*]
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Whop vs Gumroad Fee Calculator

Compare net creator take-home for memberships, Discord access, and digital downloads on Whop vs Gumroad.

[+] whop-vs-lemon-squeezy.cmp [*]
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Whop vs Lemon Squeezy Fee Calculator

Compare Whop community checkout fees against Lemon Squeezy digital product and SaaS billing.

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PayPal vs Square Fee Calculator

Compare US invoice & online checkout deductions between PayPal Business (3.49% + $0.49) and Square (2.9% + $0.30).

[+] stripe-vs-wise-business.cmp [*]
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Stripe Invoice vs Wise Business Fee Calculator

For B2B contracts over $1,000, see how much Stripe cross-border cards + invoicing cost compared to Wise ACH/wire.

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Stripe UK vs PayPal UK Fee Calculator

UK domestic cards cost just 1.5% + £0.20 on Stripe UK versus 2.9% + £0.30 on PayPal UK—nearly cutting fees in half.

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Stripe Europe vs PayPal Europe Fee Calculator

Compare EEA Euro card processing on Stripe (1.5% + €0.25) against PayPal Europe (2.99% + €0.35).

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Stripe Australia vs PayPal Australia Fee Calculator

Australian merchants pay 1.7% + A$0.30 on Stripe AU compared to 2.6% + A$0.30 on PayPal AU domestic sales.

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Square vs PayPal Small Order Fee Calculator

See how zero fixed cent fees on Square AU beat fixed $0.30 per-order charges on low-ticket items under $35.

[+] lemon-squeezy-vs-stripe-tax.cmp [*]
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Lemon Squeezy Subscriptions vs Stripe International + Tax

Once international cards, FX, Stripe Billing, and Stripe Tax stack up, Stripe and Lemon Squeezy land surprisingly close.

[+] wise-vs-paypal-international.cmp [*]
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Wise UK vs PayPal UK International Invoice Calculator

See exact GBP take-home when billing international clients via Wise local currency accounts vs PayPal UK.

E-commerce storefronts & marketplaces

12 matchups
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Shopify vs WooCommerce Cost Calculator

Compare Shopify ($39/mo + Shopify Payments or 2% gateway penalty) against self-hosted WooCommerce ($14/mo managed hosting + standard Stripe).

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Shopify vs Etsy Fee Calculator

Find the exact monthly sales volume where Etsy 6.5% transaction + listing fees exceed a $39/month Shopify store.

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Shopify vs BigCommerce Fee Calculator

Compare card processing rates, third-party payment gateway surcharges, and BigCommerce $50k annual GMV tier jumps.

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WooCommerce vs BigCommerce Cost Calculator

Neither charges extra gateway penalties—compare managed cloud hosting + Stripe fees against BigCommerce SaaS tiers.

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Etsy vs WooCommerce Seller Fee Calculator

See how much you save per 100 orders by routing repeat Etsy buyers to a $14/mo WooCommerce storefront.

[+] shopify-vs-squarespace-commerce.cmp [*]
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Shopify vs Squarespace Commerce Cost Calculator

Compare monthly plan fees and credit card rates between Shopify Basic and Squarespace Core Commerce.

[+] shopify-basic-vs-grow.cmp [*]
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Shopify Basic vs Grow Break-Even Calculator

Test exact monthly revenue where the 0.2% card discount (or 1.0% third-party gateway savings) pays for the $66/mo plan jump.

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Shopify Grow vs Advanced Break-Even Calculator

Calculate whether your store has enough card volume ($110k–$147k/mo) to justify moving from $105/mo to $399/mo.

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Cloudways WooCommerce vs Shopify Grow Cost Calculator

Compare high-speed Cloudways VPS ($28/mo + 2.9% Stripe) against Shopify Grow ($105/mo + 2.7% Shopify Payments).

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BigCommerce Standard vs Plus Fee Calculator

Compare 2.59% vs 2.35% card processing and prepare for the automatic $50,000/yr GMV plan threshold.

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Etsy Standard vs Etsy Plus ($10/mo) Worth-It Calculator

Check whether the $8 in monthly listing + ad credits offsets the $10 Etsy Plus fee (spoiler: 6.5% transaction fee stays identical).

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Amazon FBA vs WooCommerce Fee & Margin Calculator

Compare Amazon 15% referral + FBA pick-and-pack fees against direct-to-consumer WooCommerce checkout margins.

Email marketing & newsletter platforms

18 matchups
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Mailchimp vs Brevo Pricing Calculator

Mailchimp charges per stored contact while Brevo charges per email sent—see exact annual savings from 1,000 to 100,000 subscribers.

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Substack vs beehiiv Revenue & Fee Calculator

Compare Substack 10% lifetime revenue cut against beehiiv flat monthly tiers (0% commission on paid subscriptions).

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Mailchimp vs Kit (ConvertKit) Pricing Calculator

Compare Mailchimp contact-tier bills against Kit Free (up to 10k newsletter subs) and Kit Creator automation tiers.

[+] mailchimp-vs-activecampaign.cmp [*]
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Mailchimp vs ActiveCampaign Cost Calculator

See exact price differences across contact brackets when upgrading from basic newsletters to multi-step CRM automations.

[+] mailchimp-vs-beehiiv.cmp [*]
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Mailchimp vs beehiiv Pricing Calculator

See how moving a newsletter from Mailchimp to beehiiv cuts monthly SaaS bills in half while unlocking built-in ad monetization.

[+] mailchimp-vs-klaviyo.cmp [*]
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Mailchimp vs Klaviyo Pricing Calculator

Compare active-profile e-commerce pricing between Mailchimp Standard and Klaviyo from 1,000 to 100,000 contacts.

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Kit (ConvertKit) vs beehiiv Cost Calculator

Compare total monthly bills + digital subscription cuts (3.5% Kit Commerce vs 0% beehiiv) as your creator list grows.

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Substack vs Kit (ConvertKit) Fee Calculator

Compare Substack 10% cut against Kit Creator + 3.5% Kit Commerce fee across paid subscriber counts.

[+] brevo-vs-activecampaign.cmp [*]
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Brevo vs ActiveCampaign Pricing Calculator

Both include marketing automation and CRM deals—see how send-volume billing on Brevo compares to contact billing on ActiveCampaign.

[+] brevo-vs-kit.cmp [*]
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Brevo vs Kit (ConvertKit) Cost Calculator

Compare monthly ESP bills from 2,500 to 100,000 subscribers between Brevo and Kit Creator.

[+] activecampaign-vs-hubspot.cmp [*]
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ActiveCampaign vs HubSpot Marketing Pricing Calculator

Calculate 12-month B2B automation savings on ActiveCampaign versus HubSpot Marketing Hub Pro at 2.5k to 100k contacts.

[+] klaviyo-vs-brevo.cmp [*]
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Klaviyo vs Brevo E-Commerce Email Cost Calculator

Both integrate with Shopify and WooCommerce—see how much Brevo saves when you have 10,000+ stored customer profiles.

[+] klaviyo-vs-activecampaign.cmp [*]
Klaviyo logo vs ActiveCampaign logo
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Klaviyo vs ActiveCampaign Pricing Calculator

Compare contact-tier costs across omni-channel automation platforms from 2,500 to 100,000 contacts.

[+] beehiiv-vs-ghost-pro.cmp [*]
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beehiiv vs Ghost(Pro) Pricing Calculator

Neither takes a cut of paid memberships—compare pure monthly tier bills from 1,000 to 100,000 readers.

[+] kit-vs-ghost-pro.cmp [*]
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Kit (ConvertKit) vs Ghost(Pro) Cost Calculator

Compare creator email automation + 3.5% commerce fees on Kit against Ghost(Pro) 0%-fee membership publishing.

[+] mailchimp-vs-mailerlite.cmp [*]
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Mailchimp vs MailerLite Pricing Calculator

Calculate exact monthly and yearly savings when migrating your newsletter from Mailchimp Standard to MailerLite.

[+] brevo-vs-mailerlite.cmp [*]
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Brevo vs MailerLite Pricing Calculator

Two of the most affordable Mailchimp alternatives head-to-head across 1,000 to 100,000 contacts.

[+] beehiiv-vs-mailerlite.cmp [*]
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beehiiv vs MailerLite Cost Calculator

Compare beehiiv (free up to 2,500 subs + ad network) against MailerLite Growing Business across audience sizes.