Shopify Plan Upgrade Break-Even Calculator
Enter your monthly sales and average order value to see the exact point where lower credit card rates pay for the higher Shopify plan.
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Shopify Grow (Standard)
$1,190.10 /mo
Take-rate: 3.4% · Net $33,810/mo
Shopify Basic
$1,194.10 /mo
Take-rate: 3.41% · Net $33,806/mo
Shopify Advanced
$1,414.10 /mo
Take-rate: 4.04% · Net $33,586/mo
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On monthly billing with Shopify Payments, Grow ($105) beats Basic ($39) above $33,000/month in US card sales. Advanced ($399) beats Grow above $147,000/month.
Total monthly cost across store revenue stages
All-in monthly fees (subscription + card processing at $75 AOV) as monthly GMV scales from $2,500 to $100,000.
| Plan | $2,500/mo sales | $10,000/mo sales | $35,000/mo sales | $100,000/mo sales |
|---|---|---|---|---|
| Shopify Basic | $121 (4.86%) | $369 (3.69%) | $1,194 (3.41%) | $3,339 (3.34%) |
| Shopify Grow (Standard) | $182 (7.3%) | $415 (4.15%) | $1,190 (3.4%) | $3,205 (3.2%) |
| Shopify Advanced | $471 (18.86%) | $689 (6.89%) | $1,414 (4.04%) | $3,299 (3.3%) |
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Common questions
Which option is cheapest at $35,000/month in online sales?
At $35,000/month ($75 average order value), Shopify Grow (Standard) has the lowest combined subscription + transaction cost at $1190.10/month (3.4% effective take-rate), saving $2688/year versus Shopify Advanced.
Does billing annually change the e-commerce plan break-even point?
Yes. Annual Shopify and BigCommerce plans cut fixed monthly subscription fees by roughly 25%, pulling upgrade break-even thresholds noticeably lower—use the Annual Billing toggle in the calculator above to test exact numbers.
How do third-party payment gateway fees affect store profit?
Using an external gateway on Shopify adds 2.0% on Basic, 1.0% on Grow, and 0.6% on Advanced on top of your card processor fee, whereas WooCommerce and BigCommerce add 0% gateway surcharges.