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Etsy Seller Fee & Net Payout Calculator

See every cut Etsy takes on item price and shipping—and compare how much margin you keep by moving repeat buyers to your own store.

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Shopify Basic

Lowest

$185.00 /mo

Take-rate: 4.63% · Net $3,815/mo

Plan / hosting$39.00
Card fees$146.00
Gateway / market$0.00

Etsy Standard Seller

$425.00 /mo

Take-rate: 10.63% · Net $3,575/mo

Plan / hosting$0.00
Card fees$145.00
Gateway / market$280.00

Etsy + Offsite Ads (15%)

$1,025.00 /mo

Take-rate: 25.62% · Net $2,975/mo

Plan / hosting$0.00
Card fees$145.00
Gateway / market$880.00

break_even_summary.note

Standard Etsy orders lose ~9.5% + $0.45 per item. Once monthly Etsy volume passes $650, a $39 Shopify store charges less in combined platform + card fees.

Total monthly cost across store revenue stages

All-in monthly fees (subscription + card processing at $40 AOV) as monthly GMV scales from $2,500 to $100,000.

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Plan $2,500/mo sales$10,000/mo sales$35,000/mo sales$100,000/mo sales
Etsy Standard Seller
$266 (10.63%) $1,063 (10.63%) $3,719 (10.63%) $10,625 (10.63%)
Etsy + Offsite Ads (15%)
$641 (25.63%) $2,563 (25.62%) $8,969 (25.62%) $25,625 (25.62%)
Shopify Basic
$130 (5.22%) $404 (4.04%) $1,317 (3.76%) $3,689 (3.69%)

Common questions

Which option is cheapest at $4,000/month in online sales?

At $4,000/month ($40 average order value), Shopify Basic has the lowest combined subscription + transaction cost at $185.00/month (4.63% effective take-rate), saving $10080/year versus Etsy + Offsite Ads (15%).

Does billing annually change the e-commerce plan break-even point?

Yes. Annual Shopify and BigCommerce plans cut fixed monthly subscription fees by roughly 25%, pulling upgrade break-even thresholds noticeably lower—use the Annual Billing toggle in the calculator above to test exact numbers.

How do third-party payment gateway fees affect store profit?

Using an external gateway on Shopify adds 2.0% on Basic, 1.0% on Grow, and 0.6% on Advanced on top of your card processor fee, whereas WooCommerce and BigCommerce add 0% gateway surcharges.