saascosthub
methodology.doc
store-breakeven.model

Amazon FBA vs Direct Shopify Margin Calculator

Compare marketplace referral + fulfillment deductions against DTC credit card processing + subscription costs.

[+] amazon-fba-vs-shopify-margin-calculator.window [*]
Slide or type

WooCommerce (Cloudways VPS)

Lowest

$562.90 /mo

Take-rate: 3.75% · Net $14,437/mo

Plan / hosting$28.00
Card fees$534.90
Gateway / market$0.00

Shopify Basic

$573.90 /mo

Take-rate: 3.83% · Net $14,426/mo

Plan / hosting$39.00
Card fees$534.90
Gateway / market$0.00
Amazon logo

Amazon Professional Seller

$3,871.74 /mo

Take-rate: 25.81% · Net $11,128/mo

Plan / hosting$39.99
Card fees$0.00
Gateway / market$3831.75

break_even_summary.note

On a $45 item, Amazon FBA referral + fulfillment takes ~$11.50 (25.5%) vs ~$1.61 card fee on Shopify (leaving $9.89/order for your own shipping & ads).

Total monthly cost across store revenue stages

All-in monthly fees (subscription + card processing at $45 AOV) as monthly GMV scales from $2,500 to $100,000.

[+] gmv-scaling-curve.table [*]
Plan $2,500/mo sales$10,000/mo sales$35,000/mo sales$100,000/mo sales
Amazon logo Amazon Professional Seller
$681 (27.24%) $2,594 (25.94%) $8,985 (25.67%) $25,594 (25.59%)
Shopify Basic
$128 (5.13%) $396 (3.96%) $1,287 (3.68%) $3,606 (3.61%)
WooCommerce (Cloudways VPS)
$117 (4.69%) $385 (3.85%) $1,276 (3.65%) $3,595 (3.59%)

Common questions

Which option is cheapest at $15,000/month in online sales?

At $15,000/month ($45 average order value), WooCommerce (Cloudways VPS) has the lowest combined subscription + transaction cost at $562.90/month (3.75% effective take-rate), saving $39706/year versus Amazon Professional Seller.

Does billing annually change the e-commerce plan break-even point?

Yes. Annual Shopify and BigCommerce plans cut fixed monthly subscription fees by roughly 25%, pulling upgrade break-even thresholds noticeably lower—use the Annual Billing toggle in the calculator above to test exact numbers.

How do third-party payment gateway fees affect store profit?

Using an external gateway on Shopify adds 2.0% on Basic, 1.0% on Grow, and 0.6% on Advanced on top of your card processor fee, whereas WooCommerce and BigCommerce add 0% gateway surcharges.