Stripe vs PayPal Fee Calculator
Compare US domestic card rates, PayPal Wallet 3.49% checkout fees, and international FX markups side by side.
adsenseEnabled: true in src/data/monetization.ts.
Stripe
$555.00/mo
$6,660/year estimated fees
2.9% + $0.30 base — US SaaS subscriptions, custom checkouts, and marketplace payouts
PayPal Business US
$762.00/mo
$9,144/year estimated fees
3.49% + $0.49 base — High-trust consumer checkout where buyers prefer PayPal Wallet or Pay Later
12-month difference
Stripe saves you $2,484 per year at this volume.
adsenseEnabled: true in src/data/monetization.ts.
Common questions
Is Stripe cheaper than PayPal Business US?
Under our baseline scenario, Stripe costs $555.00/month while PayPal Business US costs $762.00/month—making Stripe cheaper by $2484 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.
What hidden fees change the Stripe vs PayPal Business US winner?
Compare US domestic card rates, PayPal Wallet 3.49% checkout fees, and international FX markups side by side.
