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Payment Fees ↗ 12-month cost audit

Stripe vs Square Fee Calculator

Compare online e-commerce card fees, invoicing surcharges, and international card acceptance between Stripe and Square.

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Stripe

$615.90/mo

$7,391/year estimated fees

2.9% + $0.30 base — US SaaS subscriptions, custom checkouts, and marketplace payouts

Square US

Lower cost

$552.00/mo

$6,624/year estimated fees

2.9% + $0.30 base — Omnichannel US merchants combining POS in-person (2.6% + $0.10) with online checkout

12-month difference

Square US saves you $767 per year at this volume.

Common questions

Is Stripe cheaper than Square US?

Under our baseline scenario, Stripe costs $615.90/month while Square US costs $552.00/month—making Square US cheaper by $767 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Stripe vs Square US winner?

Compare online e-commerce card fees, invoicing surcharges, and international card acceptance between Stripe and Square.

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