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Payment Fees ↗ 12-month cost audit

Whop vs Gumroad Fee Calculator

Compare net creator take-home for memberships, Discord access, and digital downloads on Whop vs Gumroad.

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Whop logo

Whop

Lower cost

$319.88/mo

$3,839/year estimated fees

5.7% + $0.30 base — Discord communities, trading/cohort memberships, and software license gating

Gumroad Direct Link

$697.50/mo

$8,370/year estimated fees

12.9% + $0.80 base — First-time digital product launches before migrating steady volume to lower-fee checkouts

12-month difference

Whop saves you $4,531 per year at this volume.

Common questions

Is Whop cheaper than Gumroad Direct Link?

Under our baseline scenario, Whop costs $319.88/month while Gumroad Direct Link costs $697.50/month—making Whop cheaper by $4531 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Whop vs Gumroad Direct Link winner?

Compare net creator take-home for memberships, Discord access, and digital downloads on Whop vs Gumroad.

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