Paddle vs Gumroad Fee Calculator
Both act as Merchant of Record for global VAT, yet Gumroad takes more than double the cut on every checkout.
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Paddle Billing
$345.00/mo
$4,140/year estimated fees
5% + $0.50 base — B2B and B2C SaaS companies scaling across US, EU, and UK without extra cross-border card surcharges
Gumroad Direct Link
$876.60/mo
$10,519/year estimated fees
12.9% + $0.80 base — First-time digital product launches before migrating steady volume to lower-fee checkouts
12-month difference
Paddle Billing saves you $6,379 per year at this volume.
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Common questions
Is Paddle Billing cheaper than Gumroad Direct Link?
Under our baseline scenario, Paddle Billing costs $345.00/month while Gumroad Direct Link costs $876.60/month—making Paddle Billing cheaper by $6379 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.
What hidden fees change the Paddle Billing vs Gumroad Direct Link winner?
Both act as Merchant of Record for global VAT, yet Gumroad takes more than double the cut on every checkout.
