WooCommerce Total Ownership Cost Calculator
WooCommerce software is free, but hosting and card processing are not. Compare lean Hostinger vs Cloudways VPS setups against Shopify.
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WooCommerce (Managed Hostinger)
$341.50 /mo
Take-rate: 3.42% · Net $9,659/mo
WooCommerce (Cloudways VPS)
$355.50 /mo
Take-rate: 3.55% · Net $9,645/mo
Shopify Basic
$366.50 /mo
Take-rate: 3.67% · Net $9,634/mo
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WooCommerce avoids third-party gateway surcharges completely, saving $200+/month over Shopify Basic for stores in regions without Shopify Payments.
Total monthly cost across store revenue stages
All-in monthly fees (subscription + card processing at $80 AOV) as monthly GMV scales from $2,500 to $100,000.
| Plan | $2,500/mo sales | $10,000/mo sales | $35,000/mo sales | $100,000/mo sales |
|---|---|---|---|---|
| WooCommerce (Managed Hostinger) | $96 (3.83%) | $342 (3.42%) | $1,160 (3.32%) | $3,289 (3.29%) |
| WooCommerce (Cloudways VPS) | $110 (4.39%) | $356 (3.55%) | $1,174 (3.36%) | $3,303 (3.3%) |
| Shopify Basic | $121 (4.83%) | $367 (3.67%) | $1,185 (3.39%) | $3,314 (3.31%) |
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Common questions
Which option is cheapest at $10,000/month in online sales?
At $10,000/month ($80 average order value), WooCommerce (Managed Hostinger) has the lowest combined subscription + transaction cost at $341.50/month (3.42% effective take-rate), saving $300/year versus Shopify Basic.
Does billing annually change the e-commerce plan break-even point?
Yes. Annual Shopify and BigCommerce plans cut fixed monthly subscription fees by roughly 25%, pulling upgrade break-even thresholds noticeably lower—use the Annual Billing toggle in the calculator above to test exact numbers.
How do third-party payment gateway fees affect store profit?
Using an external gateway on Shopify adds 2.0% on Basic, 1.0% on Grow, and 0.6% on Advanced on top of your card processor fee, whereas WooCommerce and BigCommerce add 0% gateway surcharges.