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Payment Fees ↗ 12-month cost audit

Square vs PayPal Small Order Fee Calculator

See how zero fixed cent fees on Square AU beat fixed $0.30 per-order charges on low-ticket items under $35.

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Square Australia

Lower cost

$144.00/mo

$1,728/year estimated fees

2.2% + A$0.00 base — Australian service providers wanting flat 2.2% online invoicing with zero fixed cent fee

PayPal Australia

$261.00/mo

$3,132/year estimated fees

2.6% + A$0.30 base — Australian online retailers offering PayPal Pay in 4

12-month difference

Square Australia saves you $1,404 per year at this volume.

Common questions

Is Square Australia cheaper than PayPal Australia?

Under our baseline scenario, Square Australia costs $144.00/month while PayPal Australia costs $261.00/month—making Square Australia cheaper by $1404 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Square Australia vs PayPal Australia winner?

See how zero fixed cent fees on Square AU beat fixed $0.30 per-order charges on low-ticket items under $35.

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