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Payment Fees ↗ 12-month cost audit

Stripe Australia vs PayPal Australia Fee Calculator

Australian merchants pay 1.7% + A$0.30 on Stripe AU compared to 2.6% + A$0.30 on PayPal AU domestic sales.

[+] stripe-au-vs-paypal-au.diff [*]

Stripe Australia

Lower cost

$442.50/mo

$5,310/year estimated fees

1.7% + A$0.30 base — Australian domestic e-commerce and SaaS billing in AUD

PayPal Australia

$603.75/mo

$7,245/year estimated fees

2.6% + A$0.30 base — Australian online retailers offering PayPal Pay in 4

12-month difference

Stripe Australia saves you $1,935 per year at this volume.

Common questions

Is Stripe Australia cheaper than PayPal Australia?

Under our baseline scenario, Stripe Australia costs $442.50/month while PayPal Australia costs $603.75/month—making Stripe Australia cheaper by $1935 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Stripe Australia vs PayPal Australia winner?

Australian merchants pay 1.7% + A$0.30 on Stripe AU compared to 2.6% + A$0.30 on PayPal AU domestic sales.

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