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Payment Fees ↗ 12-month cost audit

Stripe Europe vs PayPal Europe Fee Calculator

Compare EEA Euro card processing on Stripe (1.5% + €0.25) against PayPal Europe (2.99% + €0.35).

[+] stripe-eu-vs-paypal-eu.diff [*]

Stripe Europe (EEA)

Lower cost

$410.00/mo

$4,920/year estimated fees

1.5% + €0.25 base — EU businesses accepting standard EEA consumer cards and SEPA payments

PayPal Europe

$707.60/mo

$8,491/year estimated fees

2.99% + €0.35 base — European e-commerce stores selling in Germany, France, Spain, and Netherlands

12-month difference

Stripe Europe (EEA) saves you $3,571 per year at this volume.

Common questions

Is Stripe Europe (EEA) cheaper than PayPal Europe?

Under our baseline scenario, Stripe Europe (EEA) costs $410.00/month while PayPal Europe costs $707.60/month—making Stripe Europe (EEA) cheaper by $3571 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.

What hidden fees change the Stripe Europe (EEA) vs PayPal Europe winner?

Compare EEA Euro card processing on Stripe (1.5% + €0.25) against PayPal Europe (2.99% + €0.35).

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