Wise UK vs PayPal UK International Invoice Calculator
See exact GBP take-home when billing international clients via Wise local currency accounts vs PayPal UK.
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Wise Business UK
$103.20/mo
$1,238/year estimated fees
0% + £0.00 base — UK agencies billing US and EU clients without 3%–4% bank FX spreads
PayPal Business UK
$949.20/mo
$11,390/year estimated fees
2.9% + £0.30 base — UK retail shops and freelance client invoicing
12-month difference
Wise Business UK saves you $10,152 per year at this volume.
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Common questions
Is Wise Business UK cheaper than PayPal Business UK?
Under our baseline scenario, Wise Business UK costs $103.20/month while PayPal Business UK costs $949.20/month—making Wise Business UK cheaper by $10152 over 12 months. Adjust your own volume in the interactive calculator above to check your exact break-even point.
What hidden fees change the Wise Business UK vs PayPal Business UK winner?
See exact GBP take-home when billing international clients via Wise local currency accounts vs PayPal UK.