Wise Business UK Fee Calculator
Calculate exact Wise Business UK deductions in GBP, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.
adsenseEnabled: true in src/data/monetization.ts.
Net payout kept
£100.00
12-month fee total (50 orders/mo)
£0.00/year
Ideal merchant profile
UK agencies billing US and EU clients without 3%–4% bank FX spreads. Typical settlement window: Seconds via UK Faster Payments.
Fee schedule watchout
One-time £45 account setup unlocks local USD, EUR, GBP, and AUD bank details with £0 monthly fee.
Wise Business UK (UK) payout & reverse-invoice schedule
Pre-calculated GBP payouts comparing domestic cards (0% + £0.00) against cross-border FX payments (0.86% + £0.00).
| Sale Amount | Domestic Fee | Domestic Net | Cross-Border + FX Fee | Invoice to Net Exact |
|---|---|---|---|---|
| £25 | -£0.00 (0%) | £25.00 | -£0.21 (0.86%) | £25.00 |
| £100 | -£0.00 (0%) | £100.00 | -£0.86 (0.86%) | £100.00 |
| £500 | -£0.00 (0%) | £500.00 | -£4.30 (0.86%) | £500.00 |
| £2,500 | -£0.00 (0%) | £2500.00 | -£21.50 (0.86%) | £2500.00 |
| £10,000 | -£0.00 (0%) | £10000.00 | -£86.00 (0.86%) | £10000.00 |
adsenseEnabled: true in src/data/monetization.ts.
Common questions: Wise Business UK (United Kingdom)
How much does Wise Business UK take from £100 in United Kingdom?
On a domestic £100 GBP transaction, Wise Business UK deducts £0.00 (0% + £0.00), leaving £100.00 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach £0.86 (0.86%).
How much should I invoice to receive £100 after Wise Business UK fees?
To net an exact £100.00 after domestic Wise Business UK processing fees, charge £100.00. On cross-border FX transactions, charge £100.87.
Does Wise Business UK handle VAT, GST, and US sales tax automatically?
No. Wise Business UK is a payment processor, not a Merchant of Record. You remain responsible for tax registration and remittance (automated tax calculation add-ons typically cost an extra 0.5% per transaction).
Why are Wise Business UK effective fees higher on £10 micro-orders?
Because the fixed £0.00 per-charge fee applies regardless of cart size. On a £10 order, Wise Business UK takes £0.00, resulting in a 0% effective deduction.