Square UK Fee Calculator
Calculate exact Square UK deductions in GBP, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.
adsenseEnabled: true in src/data/monetization.ts.
Net payout kept
£98.35
12-month fee total (50 orders/mo)
£990.00/year
Ideal merchant profile
UK cafes, pop-ups, and hybrid online-offline retailers. Typical settlement window: Next working day.
Fee schedule watchout
Non-UK cards online jump from 1.4% + £0.25 to 2.5% + £0.25.
Square UK (UK) payout & reverse-invoice schedule
Pre-calculated GBP payouts comparing domestic cards (1.4% + £0.25) against cross-border FX payments (2.50% + £0.25).
| Sale Amount | Domestic Fee | Domestic Net | Cross-Border + FX Fee | Invoice to Net Exact |
|---|---|---|---|---|
| £25 | -£0.60 (2.4%) | £24.40 | -£0.88 (3.5%) | £25.61 |
| £100 | -£1.65 (1.65%) | £98.35 | -£2.75 (2.75%) | £101.67 |
| £500 | -£7.25 (1.45%) | £492.75 | -£12.75 (2.55%) | £507.35 |
| £2,500 | -£35.25 (1.41%) | £2464.75 | -£62.75 (2.51%) | £2535.75 |
| £10,000 | -£140.25 (1.4%) | £9859.75 | -£250.25 (2.5%) | £10142.24 |
adsenseEnabled: true in src/data/monetization.ts.
Common questions: Square UK (United Kingdom)
How much does Square UK take from £100 in United Kingdom?
On a domestic £100 GBP transaction, Square UK deducts £1.65 (1.4% + £0.25), leaving £98.35 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach £2.75 (2.75%).
How much should I invoice to receive £100 after Square UK fees?
To net an exact £100.00 after domestic Square UK processing fees, charge £101.67. On cross-border FX transactions, charge £102.82.
Does Square UK handle VAT, GST, and US sales tax automatically?
No. Square UK is a payment processor, not a Merchant of Record. You remain responsible for tax registration and remittance (automated tax calculation add-ons typically cost an extra 0.5% per transaction).
Why are Square UK effective fees higher on £10 micro-orders?
Because the fixed £0.25 per-charge fee applies regardless of cart size. On a £10 order, Square UK takes £0.39, resulting in a 3.9% effective deduction.