Stripe EU / Euro Fee Calculator
Calculate exact Stripe Europe (EEA) deductions in EUR, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.
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Net payout kept
€98.25
12-month fee total (50 orders/mo)
€1,050.00/year
Ideal merchant profile
EU businesses accepting standard EEA consumer cards and SEPA payments. Typical settlement window: 2–3 business days (SEPA).
Fee schedule watchout
UK and US cards charged by an EU Stripe account trigger non-EEA surcharges up to 3.25% + €0.25 before FX fees.
Stripe Europe (EEA) (EU) payout & reverse-invoice schedule
Pre-calculated EUR payouts comparing domestic cards (1.5% + €0.25) against cross-border FX payments (5.25% + €0.25).
| Sale Amount | Domestic Fee | Domestic Net | Cross-Border + FX Fee | Invoice to Net Exact |
|---|---|---|---|---|
| €25 | -€0.63 (2.5%) | €24.38 | -€1.56 (6.25%) | €25.63 |
| €100 | -€1.75 (1.75%) | €98.25 | -€5.50 (5.5%) | €101.78 |
| €500 | -€7.75 (1.55%) | €492.25 | -€26.50 (5.3%) | €507.87 |
| €2,500 | -€37.75 (1.51%) | €2462.25 | -€131.50 (5.26%) | €2538.32 |
| €10,000 | -€150.25 (1.5%) | €9849.75 | -€525.25 (5.25%) | €10152.54 |
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Common questions: Stripe Europe (EEA) (European Economic Area)
How much does Stripe Europe (EEA) take from €100 in European Economic Area?
On a domestic €100 EUR transaction, Stripe Europe (EEA) deducts €1.75 (1.5% + €0.25), leaving €98.25 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach €5.50 (5.5%).
How much should I invoice to receive €100 after Stripe Europe (EEA) fees?
To net an exact €100.00 after domestic Stripe Europe (EEA) processing fees, charge €101.78. On cross-border FX transactions, charge €105.80.
Does Stripe Europe (EEA) handle VAT, GST, and US sales tax automatically?
No. Stripe Europe (EEA) is a payment processor, not a Merchant of Record. You remain responsible for tax registration and remittance (automated tax calculation add-ons typically cost an extra 0.5% per transaction).
Why are Stripe Europe (EEA) effective fees higher on €10 micro-orders?
Because the fixed €0.25 per-charge fee applies regardless of cart size. On a €10 order, Stripe Europe (EEA) takes €0.40, resulting in a 4% effective deduction.