PayPal Euro (EEA) Fee Calculator
Calculate exact PayPal Europe deductions in EUR, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.
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Net payout kept
€96.66
12-month fee total (50 orders/mo)
€2,004.00/year
Ideal merchant profile
European e-commerce stores selling in Germany, France, Spain, and Netherlands. Typical settlement window: 1–2 business days (SEPA).
Fee schedule watchout
Cross-border payments outside the EEA add up to 1.99% before PayPal applies its 3%–4% exchange rate spread.
PayPal Europe (EU) payout & reverse-invoice schedule
Pre-calculated EUR payouts comparing domestic cards (2.99% + €0.35) against cross-border FX payments (7.98% + €0.35).
| Sale Amount | Domestic Fee | Domestic Net | Cross-Border + FX Fee | Invoice to Net Exact |
|---|---|---|---|---|
| €25 | -€1.10 (4.39%) | €23.90 | -€2.35 (9.38%) | €26.13 |
| €100 | -€3.34 (3.34%) | €96.66 | -€8.33 (8.33%) | €103.44 |
| €500 | -€15.30 (3.06%) | €484.70 | -€40.25 (8.05%) | €515.77 |
| €2,500 | -€75.10 (3%) | €2424.90 | -€199.85 (7.99%) | €2577.41 |
| €10,000 | -€299.35 (2.99%) | €9700.65 | -€798.35 (7.98%) | €10308.58 |
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Common questions: PayPal Europe (European Economic Area)
How much does PayPal Europe take from €100 in European Economic Area?
On a domestic €100 EUR transaction, PayPal Europe deducts €3.34 (2.99% + €0.35), leaving €96.66 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach €8.33 (8.33%).
How much should I invoice to receive €100 after PayPal Europe fees?
To net an exact €100.00 after domestic PayPal Europe processing fees, charge €103.44. On cross-border FX transactions, charge €109.05.
Does PayPal Europe handle VAT, GST, and US sales tax automatically?
No. PayPal Europe is a payment processor, not a Merchant of Record. You remain responsible for tax registration and remittance (automated tax calculation add-ons typically cost an extra 0.5% per transaction).
Why are PayPal Europe effective fees higher on €10 micro-orders?
Because the fixed €0.35 per-charge fee applies regardless of cart size. On a €10 order, PayPal Europe takes €0.65, resulting in a 6.49% effective deduction.