Scale SaaS ($25k+ MRR) (USD) 4.2% + $0.40 Merchant of Record (Tax Included)

Paddle vs Custom MoR High-Volume Calculator

Calculate exact Paddle Custom / High Volume deductions in USD, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.

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[+] paddle-enterprise-volume.window [*]

Transaction amount (USD)

Calculation mode

Monthly transactions

Cross-border card +0% Currency conversion +0%

Net payout kept

$95.40

Kept: 95.4% Fee: 4.6%

Gross charge $100.00

Paddle Custom / High Volume deduction -$4.60

Effective fee rate 4.60%

12-month fee total (50 orders/mo)

$2,760.00/year

Ideal merchant profile

SaaS teams above $25,000 MRR negotiating custom Merchant of Record rates. Typical settlement window: Weekly or monthly wire / Wise.

Fee schedule watchout

Once average contract value exceeds $500/yr, negotiating custom Paddle tiers or moving B2B invoices to Wise saves thousands.

Paddle Custom / High Volume (Global) payout & reverse-invoice schedule

Pre-calculated USD payouts comparing domestic cards (4.2% + $0.40) against cross-border FX payments (4.20% + $0.40).

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Sale Amount	Domestic Fee	Domestic Net	Cross-Border + FX Fee	Invoice to Net Exact
$25	-$1.45 (5.8%)	$23.55	-$1.45 (5.8%)	$26.51
$100	-$4.60 (4.6%)	$95.40	-$4.60 (4.6%)	$104.80
$500	-$21.40 (4.28%)	$478.60	-$21.40 (4.28%)	$522.34
$2,500	-$105.40 (4.22%)	$2394.60	-$105.40 (4.22%)	$2610.02
$10,000	-$420.40 (4.2%)	$9579.60	-$420.40 (4.2%)	$10438.83

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Common questions: Paddle Custom / High Volume (Scale SaaS ($25k+ MRR))

How much does Paddle Custom / High Volume take from $100 in Scale SaaS ($25k+ MRR)?

On a domestic $100 USD transaction, Paddle Custom / High Volume deducts $4.60 (4.2% + $0.40), leaving $95.40 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach $4.60 (4.6%).

How much should I invoice to receive $100 after Paddle Custom / High Volume fees?

To net an exact $100.00 after domestic Paddle Custom / High Volume processing fees, charge $104.80. On cross-border FX transactions, charge $104.80.

Does Paddle Custom / High Volume handle VAT, GST, and US sales tax automatically?

Yes. Paddle Custom / High Volume operates as a Merchant of Record, meaning global VAT, GST, and US state sales tax collection and filing are bundled into its 4.2% + $0.40 fee.

Why are Paddle Custom / High Volume effective fees higher on $10 micro-orders?

Because the fixed $0.40 per-charge fee applies regardless of cart size. On a $10 order, Paddle Custom / High Volume takes $0.82, resulting in a 8.2% effective deduction.