Global Creator Checkout (USD) 12.9% + $0.80 Merchant of Record (Tax Included)

Gumroad Fee Calculator (10% + $0.50 + Card Fees)

Calculate exact Gumroad Direct Link deductions in USD, model international card + FX conversion spreads, or switch to reverse mode to pass fees cleanly onto a client invoice.

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Transaction amount (USD)

Calculation mode

Monthly transactions

Cross-border card +1.5% Currency conversion +0%

Net payout kept

$86.30

Kept: 86.3% Fee: 13.7%

Gross charge $100.00

Gumroad Direct Link deduction -$13.70

Effective fee rate 13.70%

12-month fee total (50 orders/mo)

$8,220.00/year

Ideal merchant profile

First-time digital product launches before migrating steady volume to lower-fee checkouts. Typical settlement window: Weekly (Fridays, 7-day hold).

Fee schedule watchout

Gumroad charges 10% + $0.50 PLUS Stripe/PayPal processing (2.9% + $0.30), making the real cut ~12.9% + $0.80 per sale.

Gumroad Direct Link (Global) payout & reverse-invoice schedule

Pre-calculated USD payouts comparing domestic cards (12.9% + $0.80) against cross-border FX payments (14.40% + $0.80).

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Sale Amount	Domestic Fee	Domestic Net	Cross-Border + FX Fee	Invoice to Net Exact
$25	-$4.03 (16.1%)	$20.98	-$4.40 (17.6%)	$29.62
$100	-$13.70 (13.7%)	$86.30	-$15.20 (15.2%)	$115.73
$500	-$65.30 (13.06%)	$434.70	-$72.80 (14.56%)	$574.97
$2,500	-$323.30 (12.93%)	$2176.70	-$360.80 (14.43%)	$2871.18
$10,000	-$1290.80 (12.91%)	$8709.20	-$1440.80 (14.41%)	$11481.97

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Common questions: Gumroad Direct Link (Global Creator Checkout)

How much does Gumroad Direct Link take from $100 in Global Creator Checkout?

On a domestic $100 USD transaction, Gumroad Direct Link deducts $13.70 (12.9% + $0.80), leaving $86.30 net payout. If the buyer uses an international card requiring currency conversion, total deductions reach $15.20 (15.2%).

How much should I invoice to receive $100 after Gumroad Direct Link fees?

To net an exact $100.00 after domestic Gumroad Direct Link processing fees, charge $115.73. On cross-border FX transactions, charge $117.76.

Does Gumroad Direct Link handle VAT, GST, and US sales tax automatically?

Yes. Gumroad Direct Link operates as a Merchant of Record, meaning global VAT, GST, and US state sales tax collection and filing are bundled into its 12.9% + $0.80 fee.

Why are Gumroad Direct Link effective fees higher on $10 micro-orders?

Because the fixed $0.80 per-charge fee applies regardless of cart size. On a $10 order, Gumroad Direct Link takes $2.09, resulting in a 20.9% effective deduction.