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Etsy Offsite Ads (12% vs 15%) Margin Calculator

Once you pass $10,000 in 12-month Etsy sales, Offsite Ads become mandatory at 12%. Model how attributed orders affect net profit.

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Shopify Basic

Lowest

$252.90 /mo

Take-rate: 4.21% · Net $5,747/mo

Plan / hosting$39.00
Card fees$213.90
Gateway / market$0.00

Etsy Standard Seller

$629.85 /mo

Take-rate: 10.5% · Net $5,370/mo

Plan / hosting$0.00
Card fees$213.25
Gateway / market$416.60

Etsy + Offsite Ads (15%)

$1,529.85 /mo

Take-rate: 25.5% · Net $4,470/mo

Plan / hosting$0.00
Card fees$213.25
Gateway / market$1316.60

break_even_summary.note

Orders attributed to Offsite Ads lose 21.5%–24.5% before COGS and shipping—wiping out profit on any item priced below a 3x markup.

Total monthly cost across store revenue stages

All-in monthly fees (subscription + card processing at $45 AOV) as monthly GMV scales from $2,500 to $100,000.

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Plan $2,500/mo sales$10,000/mo sales$35,000/mo sales$100,000/mo sales
Etsy + Offsite Ads (15%)
$638 (25.51%) $2,550 (25.5%) $8,925 (25.5%) $25,500 (25.5%)
Etsy Standard Seller
$263 (10.51%) $1,050 (10.5%) $3,675 (10.5%) $10,500 (10.5%)
Shopify Basic
$128 (5.13%) $396 (3.96%) $1,287 (3.68%) $3,606 (3.61%)

Common questions

Which option is cheapest at $6,000/month in online sales?

At $6,000/month ($45 average order value), Shopify Basic has the lowest combined subscription + transaction cost at $252.90/month (4.21% effective take-rate), saving $15323/year versus Etsy + Offsite Ads (15%).

Does billing annually change the e-commerce plan break-even point?

Yes. Annual Shopify and BigCommerce plans cut fixed monthly subscription fees by roughly 25%, pulling upgrade break-even thresholds noticeably lower—use the Annual Billing toggle in the calculator above to test exact numbers.

How do third-party payment gateway fees affect store profit?

Using an external gateway on Shopify adds 2.0% on Basic, 1.0% on Grow, and 0.6% on Advanced on top of your card processor fee, whereas WooCommerce and BigCommerce add 0% gateway surcharges.